Frequently Asked Questions about Online Loans

Loan Application

• Who Can Apply for Loan?

  keyboard_arrow_down
  Sri Lankan citizens who are currently:
  - Aged between 20 - 60 years old
  - Currently employed for at least 3 months and with a steady income
• What loan amount can I apply for?

  keyboard_arrow_down
  Loanme offers loan up to 40 000 Rs
• What are requirements?

  keyboard_arrow_down
  You will have to complete the online application form and for verification purposes submit images of National ID card frontside, Backside, Selfie Holding NIC or Front side of Driving License and Selfie holding the DL
• How long does my loan application take to process?

  keyboard_arrow_down
  We usually process all applications within 10minutes, but in the event of a large influx of customers, it may take longer to process your application. If you have not received an offer within a 30 minutes, feel free to contact us by phone +94117877555 and we will consider your application out of turn.
• How will the loan response be provided?

  keyboard_arrow_down
  You will receive a SMS once your loan is approved.

Receiving the Money?

• How long will it take to receive the money?

  keyboard_arrow_down
  We aim to process and release your funds within several minutes after approval. We will send you a text message as soon as the cash is transferred to your personal account.
• I did not receive my money

  keyboard_arrow_down
  If you experience any difficulty in collecting your approved loan, please contact us via any of our customer support channels for assistance.
  E-mail: [email protected]
  Website: loanme.lk
  Telephone: +94117877555
• How does Social Security Contribution Levy affect me?

  keyboard_arrow_down
  Social Security Contribution levy (ACT No. 25 OF 2022) is imposed and deducted from the original loan amount at the time of disbursement.

Loan Extension

• Loan extension can be done for another up to 30 days by simply paying the minimal fee. To extend your loan before your due date you have to login to your web profile

Repeated Loan

• After Repaying your loan, you are eligible to apply for a Repeat Loan. Use your phone number to Log in to your web profile and apply for another loan.

Repaying the loan

• How can I Repay my Loan?

  keyboard_arrow_down
  FINTECH SOFTWARE SOLUTIONS PVT LTD
  Bank: Cargills Bank
  Branch Name: Maitland Crescent
  Beneficiary Account No: 002952000004
  Beneficiary’s Account Narration: [LOAN AGREEMENT NUMBER]
  
  or
  
  Go to one of more than 350 Cargills outlets. (more info here)
• How can I recover overpaid money?

  keyboard_arrow_down
  If you have made an overpayment during your loan repayment, we kindly request you to claim the overpaid amount within 7 days from the payment date.
  
  Kindly note that we are unable to continuously hold the responsibility for such unclaimed overpayments.
  
  Important: Please e-mail your request to [email protected] from your registered email address, clearly stating your National Identity Card number and loan number.

Minimum Loan Value – Rs.8,000; Maximum Loan Value – Rs.40,000; Loan Period – 90 to 180 days